Targeting 9% Annual Net Yield
Safeguarding Your Principal: The OwnEZ Advantage.
Earn ~9% Net Annual Yield Secured by Residential Real Estate—Without the Landlord Headaches. Invest in a diversified portfolio of First-Lien Mortgage Notes.
Open to Accredited Investors | Minimum Investment: $50,000
The Four OwnEZ Elements That Safeguard Your Money
Institutional Expertise
Our expertise in institutional lending guides every choice we make in business.
Data-Driven Decisions
We analyze comprehensive data to identify reliable borrowers often overlooked by banks.
Proven Track Record
Zero investor losses to date across over 450 loans in our substantial history.
Vertically Integrated
We handle everything from loan origination to active portfolio servicing and trading.
“Our principals and senior managers are personally invested in the fund, ensuring we only win when you win.”
Earn Institutional-Grade Income Without the Property Management Burden.
Earn ~9% Net Annual Yield Secured by Residential Real Estate—Without the Landlord Headaches.
Invest in a diversified portfolio of First-Lien Mortgage Notes. Passive income, professional management, and zero bad debt losses to date.
Direct real estate ownership in the Dallas-Fort Worth market often comes with a hidden cost: time. Managing traditional rentals can require over 120 hours annually per property, with net returns frequently dipping to ~5% after maintenance and taxes.
OwnEZ Fund V offers a sophisticated alternative: Real Estate Credit. Instead of owning physical buildings, you hold the First-Lien Mortgage Notes. You receive predictable, monthly passive income secured by residential collateral, while our vertically integrated team handles all origination, underwriting, and servicing.
Open to Accredited Investors
Minimum Investment: $50,000
Why Traditional Real Estate Causes Difficulties
The hidden costs of direct ownership often outweigh the returns.
Time
The Landlord Trap:
Direct ownership requires 120+ hours annually managing tenants and repairs. Returns often drop to ~5% after expenses.
Risk
The REIT Rollercoaster:
Public REITs are highly correlated to the stock market, exposing you to 19-22% volatility.
Volatility
The Inflation Gap:
Traditional bonds and savings accounts often fail to keep pace with inflation.
Be the Bank, Not the Landlord. Earn the Income.
OwnEZ Fund V invests in Real Estate Credit—specifically Mortgage Notes. We hold the debt secured by the property, meaning you get first-lien protection and predictable monthly income without ever dealing with a tenant.
$60M+
Assets Under Management
0
Investor Losses
387+
Loans in Portfolio
9%
Target Net Yield
OwnEZ Delivers Minimal Risk and Consistent Returns
| Feature | OwnEZ Fund V | Direct Rental | Public REITs |
|---|---|---|---|
| Annual Yield | ~9% (Net) | ~5.0% | Market Dependent |
| Time Commitment | Zero Hours | 120+ Hours/Year | Minimal |
| Volatility | Low (4–6%) | Medium | High (19–22%) |
| Collateral | First–Lien Mortgages | Property Itself | Equity Shares |
Institutional-Grade Risk Management
Underserved But Creditworthy
We target borrowers with $70k+ income and 15+ years work history overlooked by banks.
Rigorous Vetting
Strict verification including tax returns, rental history, and fraud detection cross-checks.
Skin in the Game
Borrowers place a 10% down payment, ensuring they are committed to the property.
Equity Cushion
Conservative 81% ITV ratio protects your principal even if market values dip.
Fund V Snapshot
Structure
Delaware Limited Partnership (LP)
Collateral
Home Loan Notes (11 States)
Minimum Investment
$50,000
Distributions
Paid Quarterly
Management Fee
1.5% Annual
Liquidity
Quarterly with 90 days’ notice
Managed by Industry Investment Veterans
Meet our leadership team of structured finance and real estate experts.
Efri Argaman
Co-founder & CEO
Eric Gewirtzman
Co-founder & Board Member
Teresa Brinkman
VP Transactions
Maya Gonzalez
AVP Operations
Dr. Ossif Tamir
Managing Partner
Chad Cormier
MD Investor Relations
Investors Only
Request For More Information
The OwnEZ Fund is available exclusively to accredited investors. Complete the form to receive our detailed PPM, historical performance data, and current offering terms.
Comprehensive 60+ page PPM
Secure, confidential process
Minimum investment: $100,000.
Target holding period: 3-5 years.
