Technology-Driven Home Financing for Credit Invisible Prospective Homeowners

Being shouted out by traditional home lenders is tough.

Facing barriers with traditional home lenders can be discouraging. Many find themselves excluded from homeownership due to non-traditional financial profiles, including those with insufficient credit history or using an ITIN instead of a Social Security number.

The truth is, it really is frustrating and overwhelming trying to apply for home financing when lenders do not offer the right tool for non-traditional buyers. If you’ve felt that renting is your only option, we’re here to change that narrative.

We have the tools you need. At BuyHouseEZ®, we understand these challenges intimately, which is why our BuyHouseEZ® program is designed to empower and support non-traditional homebuyers to overcome the barriers that often prevent them from achieving homeownership, by offering more inclusive qualifying criteria.

What makes us unique?

1. Accessibility for Credit Invisible and non scorable credit Borrowers: OwnEZ® extends a lifeline to individuals who do not meet traditional lending criteria. Whether it’s due to an insufficient credit history, or the use of an ITIN instead of a Social Security number, OwnEZ® offers a customized approach that recognizes and values diverse financial backgrounds.

2. Technological Innovation: OwnEZ® leverages cutting-edge technology to streamline the underwriting process, making it faster, more efficient, and accessible. Through the use of its own developed proprietary, non-discriminative screening algorithm, KeyEZ™ system. OwnEZ® utilizes advanced data analytics and user-friendly digital platforms. This ensures that individuals with non-traditional financial backgrounds can navigate the path to homeownership with ease and confidence.

3. Simplifying the Path to Homeownership: We transform the complex maze of home buying into a clear, straightforward path. Our BuyHouseEZ® program not only educates but also guides customers through every step of the financing process, ensuring they feel confident and well-informed from application to closing.

In just four years, we've empowered hundreds of non-traditional buyers to achieve homeownership.