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Safeguarding Your Principal:
The OwnEZ Advantage.

Earn ~9% Net Annual Yield Secured by Residential Real Estate—Without the Landlord Headaches. Invest in a diversified portfolio of First-Lien Mortgage Notes*

The Four OwnEZ Elements That Safeguard Your Money

Institutional Expertise

Our expertise in institutional lending guides every choice we make in business.

Data-Driven Decisions

We analyze comprehensive data to identify reliable borrowers often overlooked by banks.

Proven Track Record

Zero investor losses to date across over 450 loans in our substantial history***

Vertically Integrated

We handle everything from loan origination to active portfolio servicing and trading.

“Our principals and senior managers are personally invested in the fund, ensuring we only win when you win.”

Earn Institutional-Grade Income Without the Property Management Burden.

Earn ~9% Net Annual Yield Secured by Residential Real Estate—Without the Landlord Headaches*

Invest in a diversified portfolio of First-Lien Mortgage Notes. Passive income, professional management, and zero bad debt losses to date.

Direct real estate ownership often comes with a hidden cost: time. Managing traditional rentals can require over 120 hours annually per property, with net returns frequently dipping to ~5% after maintenance and taxes.

OwnEZ Fund V offers a sophisticated alternative: Real Estate Credit. Instead of owning physical buildings, you hold the First-Lien Mortgage Notes. You receive predictable, monthly passive income secured by residential collateral, while our vertically integrated team handles all origination, underwriting, and servicing.

Why Traditional Real Estate Causes Difficulties

The hidden costs of direct ownership often outweigh the returns.

Time

The Landlord Trap:

Direct ownership requires 120+ hours annually managing tenants and repairs. Returns often drop to ~5% after expenses.

Risk

The REIT Rollercoaster:

Public REITs are highly correlated to the stock market, exposing you to 19-22% volatility.

Volatility

The Inflation Gap:

Traditional bonds and savings accounts often fail to keep pace with inflation.

Be the Bank, Not the Landlord.
Earn the Income.

OwnEZ Fund IV invests in Real Estate Credit—specifically Mortgage Notes. We hold the debt secured by the property, meaning you get first-lien protection and predictable monthly income without ever dealing with a tenant.

$60M+

Assets Under Management***

0

Investor Losses**

450+

Loans in Portfolio***

9%

Target Net Yield*

OwnEZ Delivers Minimal Risk and Consistent Returns

Feature OwnEZ Fund IV Direct Rental Public REITs
Annual Yield ~9% (Target) ~5.0% Market Dependent
Time Commitment Zero Hours 120+ Hours/Year Minimal
Volatility Low (4–6%) Medium High (19–22%)
Collateral First–Lien Mortgages Property Itself Equity Shares

Institutional-Grade Risk Management

Underserved But Creditworthy

We target borrowers with $70k+ income and 15+ years work history overlooked by banks.

Rigorous Vetting

Strict verification including tax returns, rental history, and fraud detection cross-checks.

Skin in the Game

Borrowers place a minimum 10% down payment, ensuring they are committed to the property.

Equity Cushion

Conservative 81% ITV ratio protects your principal even if market values dip.

Fund V Snapshot

Legal Structure

Delaware Limited Partnership (LP)

General Manager

OFM 5 GP LLC

Business Partners

OwnEZ Inc, Parallel Fund to OwnEZ Fund IV LP

Leverage

Up to 60%

Currency

US Dollars ($)

Administrator

Verivest

Legal Advisor

Weingold Law, PLLC

Collateral Type

Home Loan Notes Secured by Residential Real Estate

Geographic Spread

11 U.S. States

Management Fee

1.5% Annual

Carry

15%

Hurdle Rate

6% per annum with full catchup

Minimum Investment

$50,000

Investment Period

Minimum 2 years

Liquidity

Quarterly with 90 days notice, subject to Fund’s gate

Distributions

Quarterly

Minimum Investment

$50,000

Schedule a Call

Managed by Industry Investment Veterans

Meet our leadership team of structured finance and real estate experts.

Efri Argaman

Co-founder & CEO

Eric Gewirtzman

Co-founder & Board Member

Teresa Brinkman

VP Transactions

Maya Gonzalez

AVP Operations

Dr. Ossif Tamir

Managing Partner

Investors Only

Request For More Information

The OwnEZ Fund is available exclusively to accredited investors. Complete the form to receive our detailed PPM, historical performance data, and current offering terms.

Comprehensive 60+ page PPM

Secure, confidential process

Minimum investment: $50,000.
Target holding period: 3-5 years.

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